What is a NOLO plea? How does it affect my insurance?
Nolo means No Contest. This plea means you are not pleading guilty or not guilty, but simply accepting the charge and agreeing to the fine and sentence. The Department of Driver Services will accept one plea of Nolo contendere for a moving traffic violation in any five year period without assigning points to the driving record.
We do not report any violation to your insurance company. Your insurance company has the right to review your driving record and can see that you were issued a citation. The Nolo plea does not keep the citation off your record, it only keeps points from being assessed. It is up to your insurance company as to how it affects your policy.